Managed accounts and advantages

Managed account is an investment account that bring the access to professional money managers. The account holder does not manage it himself but does an investment on his behalf, based on unique financial needs and goals. With managed investment investor's account is distinct and can be personalized. Investors receive guidance and implement personalized investment strategy. Managed accounts are designed for investors lacking the time or expertise to make their own decisions and help them to handle the day-to-day management of their trades. Managers are supported by a team of analysts, operations and administrative staff which customize parameters of profitability and risk according to clients needs. Managers build strategies and do trading decisions as clients financial advisors. The investor can choose from a broad array of products as mutual funds, stocks, exchange-traded funds (ETFs), bonds and other publicly traded securities. Fees are straightforward and based on the assets in clients accounts.

There are several different types of managed accounts - Separately managed accounts (SMAs), Investor unified accounts, Managed accounts for institutions, Exchange-traded funds (ETFs) portfolios, Managed accounts including annuities and IRAs. SMAs are tailored to the specific needs of the account holder and are owned by an individual investor. A manager builds a strategy around the client's specific risk tolerance and investment objectives. The manager has the discretion to make decisions for this account that may be different from decisions made for other accounts. SMA are tailored to the specific needs of the account holder. They are good for retail and institutional investors. SMA owners also may have access to the portfolio manager, a service usually reserved for institutional clients. Investors own the invested assets in his own name. SMAs actually provide significant advantages in terms of risk/return. SMA provide some tax advantages and are popular with wealthier investors and their financial advisers as they are seen as exclusive. You may also be able to request that the manager avoid certain investments, which you can't do with a mutual fund. Client might ask the manager to sell certain holdings in your account to realize capital gains or losses.

The Investor Unified Acconts determine the best way to manage money with tax liability for any net capital gains in the mutual fund portfolio.

About annuities and IRAs with investment objective, each manager oversees multiple individual accounts invested in the same basic portfolio to meet the same objective in a fee-based product.

With an investment management firm client can benefit and choose from a wide variety of fund portfolios and meet his growth and income needs, receive ongoing management of his investments, including rebalancing , disciplined investment process and investment monitoring. Professionally managed accounts are designed to provide a customized plan that is based on clients goals. Investors have advantages receiving experienced financial professionals which establish personal objectives and investment plan in charge of their investment portfolio. Clients receive risk profiling, investment strategy recommendations and personalized service from an experienced financial advisors specially trained to build and manage a customized portfolio. Investors have access to experienced money managers and receive periodic reports summarizing account activity and performance, inception of strategy a high degree of customization and greater tax efficiencies. The money managers incentives are aligned with those of the investors.

Before starting any investment process or open a managed account a client should be informed that Managed accounts as a part of financial market products carry a certain degree of risk, including the possible loss of principal. There is no assurance that an investment will provide positive performance over any period of time.